*We will need to ask some additional questions to be able to give you an accurate figure of the maximum you will be able to release.
Our Later Life planning quiz can provide valuable feedback to help you achieve your goals and give you vital information regarding your financial options.
Watch our intro below to find out more on what Equity Release and Equity Release Purchase are, videos provided by our partner websites www.equityreleaseenquiry.co.uk and www.equityreleasepurchase.co.uk.
Contact Us For Advice and Guidance on
0800 448 0170
At One Stop 4 Later Life we specialise in providing Equity Release and Equity Release Purchase for customers across the UK.
For many people, the biggest asset that anyone will own is their home. It is also true that although many people may have not always planned well enough for their retirement, they have usually paid off their mortgage.
You, like many people have probably seen a significant growth in the value of your home. For many, despite some help from the government, people are just not having the retirement that they deserve.
Protected by the Equity Release Council, what are known as ‘Lifetime Mortgages’ or 'Equity Release Loans’ now allow people who are at least 55 years young to borrow against the value of their property. The amount depends on various factors including what the providers offer is, the age of the applicant, the value of the home and obviously, whether there is still a mortgage left on the property.
Our charges are based on the loan amount and the complexity of your individual circumstances. We will provide you with a free initial consultation and we will always explain what you will be charged before you decide to proceed with an application. We offer a bespoke service and our fees can vary. A fee may be charged for equity release advice. The exact amount will depend on your circumstances.
These fees apply to regulated mortgages. Certain mortgages, primarily most buy to let and commercial mortgages, are not regulated. Fees for non-regulated mortgages can vary depending on your requirements and circumstances.
One Stop 4 Later Life is a trading style of One Stop 4 Equity Release Ltd which authorised and regulated by the Financial Conduct Authority. FCA No 952887 One Stop 4 Equity Release Ltd is a registered company in England and Wales with Company Registration Number 13452621. Registered Office: 14 North Street, Bourne, Lincolnshire, PE10 9AB.
The Financial Conduct Authority does not regulate some investment mortgage contracts. Calls may be recorded for training and compliance purposes.
Your property may be repossessed if you do not keep up repayments on your mortgage.
This is a Lifetime mortgage, to understand the features and risks, ask for a personalised illustration.
Under no circumstances should any of the information contained within this website be construed as "advice". You should seek professional advice in respect of your own circumstances.
The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK.