Your One-Stop Shop For Equity Release & Purchase

use our online calculators below

Equity Release Calculator at One Stop 4 Equity Release
Equity Release Purchase Calculator at One Stop 4 Equity Release

*We will need to ask some additional questions to be able to give you an accurate figure of the maximum you will be able to release.


Later Life Planning Quiz

Our Later Life planning quiz can provide valuable feedback to help you achieve your goals and give you vital information regarding your financial options.

Start Quiz

Understanding Equity Release & Purchase

Watch our intro below to find out more on what Equity Release and Equity Release Purchase are, videos provided by our partner websites www.equityreleaseenquiry.co.uk and www.equityreleasepurchase.co.uk.


Contact Us For Advice and Guidance on
0800 448 0170

One Stop 4 Equity Release - Releasing Your Dreams

One Stop 4 Later Life

At One Stop 4 Later Life we specialise in providing Equity Release and Equity Release Purchase for customers across the UK.

For many people, the biggest asset that anyone will own is their home. It is also true that although many people may have not always planned well enough for their retirement, they have usually paid off their mortgage.

You, like many people have probably seen a significant growth in the value of your home. For many, despite some help from the government, people are just not having the retirement that they deserve.

Protected by the Equity Release Council, what are known as ‘Lifetime Mortgages’ or 'Equity Release Loans’ now allow people who are at least 55 years young to borrow against the value of their property. The amount depends on various factors including what the providers offer is, the age of the applicant, the value of the home and obviously, whether there is still a mortgage left on the property.

Get More From Your Retirement


*We offer Lifetime mortgages from the whole of market and we will always recommend the most suitable product that matches your needs.

Terms and Conditions

Our charges are based on the loan amount and the complexity of your individual circumstances. We will provide you with a free initial consultation and we will always explain what you will be charged before you decide to proceed with an application. For our service we charge a fixed fee of £1,295. For a further advice or to re-broke an arrangement with the same client, a reduced fee of £795 is charged.

These fees apply to regulated mortgages. Certain mortgages, primarily most buy to let and commercial mortgages, are not regulated. Fees for non-regulated mortgages can vary depending on your requirements and circumstances.


Legal

Equity Release (Lifetime Mortgage) is a loan secured against your home.

To understand the features and risks of equity release, please ask for a personalised illustration.

If you are thinking of consolidating existing borrowing you should be aware that you may be extending the term of the debt and increasing the total amount you repay.

The actual interest rate and fees charged will depend upon your circumstances.

Unless you decide to go ahead, our service is at our cost.

Only if your case completes would our advice fee of £1295 be payable.

Other lender & solicitor fees may apply.

At One Stop 4 Equity Release Limited we are committed to providing our clients with expert later life financial advice tailored to their individual needs.

As a whole-of-market firm, we continue to offer a comprehensive range of equity release (lifetime mortgages) products from across the market.

However, for Retirement Interest-Only (RIO) Mortgages, Term Interest-Only (TIO) Mortgages, and Fixed Rate Later Life Mortgages, we have chosen to work exclusively with LiveMore Mortgages. This means that while we consider all available equity release and later life lending options across multiple providers, for these specific products, we will only recommend solutions from LiveMore Mortgages.

If you proceed with a mortgage that requires payments to be made, your home maybe repossessed if you do not keep up repayments on your mortgage.

One Stop 4 Later Life is a trading style of One Stop 4 Equity Release Limited.

One Stop 4 Equity Release Limited is authorised and regulated by the Financial Conduct Authority under No: 952887.

One Stop 4 Equity Release Limited is a registered company in England and Wales, registration No: 13452621. Registered address: 30 North Street, Bourne, PE10 9AB.